(Photo= Yonhap news)

 

[Alpha Biz= Reporter Kim Sangjin] According to Woori Bank, starting from the 12th, they will increase fixed-rate mortgage loan interest rates by 0.1 percentage points. Woori Bank's decision aims to manage the total amount of household loans despite having the capacity to expand household loans, including mortgage loans, within a growth rate of less than 2% for the first half of this year compared to other commercial banks.

On the 8th, Woori Bank announced that the base interest rate for 5-year adjustable-rate mortgages (ARMs) tied to apartments will increase by 0.1 percentage points, applicable only to fixed-rate loans. Similarly, for lease-backed loans with a 2-year fixed rate, there will be a 0.1 percentage point increase.

However, considering that the 5-year ARM mortgage rates were already reduced to 3.09% to 4.29% from 3.15% to 4.35% earlier, the impact of the 0.1 percentage point increase may not be significant.

 

 

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