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[Apha Biz=(Chicago) Reporter Paul Lee] Internet banks have resumed raising interest rates on deposits and installment savings.
The Internet banking industry said on the 10th that it is starting to raise the interest rate as the procurement rate has increased.
In the meantime, the interest rate of the 'parking account', which temporarily stores funds, has been raised, but it has expanded to include deposits and installment savings.
Toss Bank has released a "Toss Bank Free Savings" with a maximum annual interest rate of 5%, which gives a preferential interest rate if it is steadily saved every month. The subscription period is from at least three months to a maximum of 36 months. The monthly payment limit is up to 3 million won. In addition to the automatic transfer amount set at the time of subscription, additional savings can be made freely within the limit.
The basic interest rate is applied differently depending on the subscription period, and if you sign up for more than 12 months, if you succeed in all automatic transfers every month, you can receive up to 5% annual interest rate benefits.
Kakao Bank raised the preferential interest rate of "26-week installment savings," one of the best-selling installment savings products, in November 2022, and raised interest rates on regular deposits and installment savings products.
The basic interest rate of the 26-week savings is 3.50% per year, but the preferential interest rate is 3.5%p at the expiration of the 26-week savings, so you can receive a maximum annual interest rate of 7.00%.
Regular deposits are operating at 3.0 to 3.30 percent a year, up 0.1 percent p from the 27th of last month, and regular deposits at 3.50 to 3.80 percent a year.
Since October last year, K-Bank has raised interest rates on major receiving products five times, including 'Code K Regular Deposit' and 'Plus Box', a parking account.
AlphaBIZ 김지선(stockmk2020@alphabiz.co.kr)
