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[Alpha Biz=(Chicago) Reporter Kim Jisun] Of the three domestic Internet banks, only K-Bank has been confirmed to have seen a decrease in private mid-interest loans in the second quarter of this year. Kakao Bank and Toss Bank, as well as the five major banks, have all increased.
According to the Korea Federation of Banks on the 23rd, the total amount of private mid-interest loans handled by domestic banks in the second quarter of this year was 2.3194 trillion won.
During the same period, the three Internet banks handled 1.976 trillion won in private medium-interest loans, or 47.3 percent of the total.
Among Internet banks in the second quarter of this year, Kakao Bank had the largest number of private mid-interest loans, up 56.1 percent from the previous quarter to 516.7 billion won. This is the largest amount of money handled, including commercial banks.
Toss Bank's handling of private mid-interest loans also rose 46.4 percent on-quarter to 457.1 billion won.
On the other hand, K-Bank's handling of private medium-interest loans was only 126.84 billion won, down about 24% from the first quarter, which recorded 166.9 billion won. This is in contrast to the government's policy to increase the proportion of loans for mid- and low-credit borrowers.
AlphaBIZ 김지선(stockmk2020@alphabiz.co.kr)
