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[Alpha Biz=(Chicago) Reporter Kim Jisun] The balance of mortgage loans between Kakao Bank and K-Bank jumped more than 5 trillion won in the first half of this year, the report showed.
According to financial officials on the 15th, the combined balance of Kakao Bank and K-Bank as of the end of June increased by 5.436 trillion won (34.9%) from the end of last year.
Kakao Bank's mortgage balance increased by 4.26 trillion won (30.3%) from 13.296 trillion won at the end of last year to 17.322 trillion won at the end of June. K-Bank jumped 1.4 trillion won (61.4%) from 2.293 trillion won to 3.7 trillion won during the same period.
Kakao Bank accounted for 47.7% of all loans at the end of last year to 51.1% at the end of June and K-Bank to 29.2% from 21.3%, respectively.
These two Internet banks have been strengthening their mortgage business this year.
Kakao Bank offered interest rate discounts of up to 0.6% point to customers who transfer to a mortgage loan in February, a special sale of monthly rent deposit loans in March, and a special sale of mortgage loans in April. K-Bank has cut interest rates on apartment mortgage loans six times since October last year.
AlphaBIZ 김지선(stockmk2020@alphabiz.co.kr)
